Looking for Information?

What are the claims hotline hours?

Available to you 24 hours a day, 7 days a week

Does the coverage extend to all legal firearms?

Lawful acts of self-defense are all covered under your policy regardless of the legal firearm used

Is Multi-State Coverage Included?

Yes, except for Washington, New York and New Jersey.

What does this policy cover?
  1. It protects you from financial ruin if involved in an incident where you have to defend you and your family
  2. It covers civil defense (provides coverage if sued after being involved in a self-defense incident)
  3. Criminal defense (provides coverage if charged criminally in a self-defense incident)
  4. Civil damages (Civil damages are monetary awards granted when a person suffers a loss due to the wrongful or negligent actions of another party)
  5. Coverage for a bail bond (for additional fee)
Why do I need this coverage?

a. Police staffs are thin

b. Police response times are down because of lack of resources – requires you to think quick

c. Defense cost can be over 6 figures

d. You buy the gun for protection. This policy is your extra line of defense.

If I shoot someone defending myself what should be the first thing I do?

Call 9-1-1. Then call our expert Rapid Response team so they can walk you through the critical next steps.

Is there customer service hotline?

Yes. Our customer service number is 833-887-2327. You can also email us directly at info@protectwithbear.com. Office hours are 8am – 5pm MST.

How do I reset my password?

Click the Reset your password link below the password section on your member log in portal.

What do I get when I join?

Our insurance program offers 3 pillars of extraordinary value to help our members have the best protection and coverage one can buy.

EDUCATION - expert information on legally exercising your Second Amendment right.

CLAIMS HOTLINE - immediate real-time assistance from experienced legal claims experts

FINANCIAL SUPPORT & LEGAL PROTECTION - upfront payment, no out-of-pocket costs, nothing to repay

What are the differences between membership levels?

We have 4 tiers of coverage levels: Bronze, Silver, Gold, and Platinum. Please see the breakdown of coverages we offer, and the limits associated with them.

I don’t have a concealed carry license. Is the coverage still right for me?

Of course. Anyone who owns a firearm NEEDS this coverage. We provide first class protection.

Can I upgrade my level later?

Of course. Upgrading will always be available in the member portal.

What training is included with my membership?

Training videos and self-defense tactics are all included in your membership.

Can my policy be paid monthly?

Yes! You have the option to pay for your policy either monthly or annually.

If I go to jail in self-defense, will you post my bail?

Yes, for an additional $4 dollars per month or $35 per year, bail bond protection is available to our asscociates up to $100,000.

I currently service 3 memberships. One of these is an elderly mother who now refuses to hold a weapon and has no gun. Can I transfer her membership to my daughter? I will still maintain the other two memberships.

The policy is not transferrable, but we can help you cancel the unused membership and issue a new membership and policy under your daughter’s name.

Our customer service number is 833-887-2327. Email: info@righttobearinsurance.com. Office hours are 8am – 5pm EST.

How long does it take to receive your package after paying online? I have not received anything in the mail.

We will email you your member ID card and policy as soon as you choose coverage with us. Receipt of these items should be in your inbox within 5 minutes of selecting your policy.

How do I close my account?

Call our customer service team. number is 833-887-2327. Email: info@righttobearinsurance.com. Office hours are 8am – 5pm MST.

Does the name on conceal and carry need to be changed if you marry again?

Yes, our customer service will be able to change the named insured on the policy. Our customer service number is 833-887-2327. Email: info@righttobearinsurance.com. Office hours are 8am – 5pm EST.

My renewal is coming up this month. I am set up for auto renewal, but I am not sure I have an up-to-date credit card. How do I check what credit card is on file?

info@protectwithbear.com – 833-887-2327

You can view and update all your payment info in our member portal. There you can view any billing info and/or payment inquires. You can also use the chat box for any questions or concerns.

Our customer service team will assist as well, their number is 833-887-2327 . You can also email us at info@righttobearinsurance.com. Office hours are 8am – 5pm EST.

Do I need a policy per gun?

No, per individual

Is there a deductible?

No deductible

Regulatory Disclosures

Xinsurance is a DBA of Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage which is domiciled in and has its principal place of business in Sandy, Utah.This insurance product is offered by an unlicensed surplus lines insurer. The NPN for EIB is 5464658 and CA license number is 0H93938. This insurance contract is registered and delivered as a surplus lines policy under the surplus line law in the state where the named insured is located. The insurance is not issued by an insurance company regulated by the state where the insurance is issued and is not protected by any state insurance guarantee fund.

Can I cancel my policy?

Yes, you are free to cancel. However, the policy is 100% earned with no refunds.