COVERAGES offered by Right To Bear:

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Civil Defense coverage allows you to choose your own attorney in the event you are sued after a self-defense incident.

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Criminal Defense coverage provides legal support in the event you are criminally charged after a self-defense incident. (You choose your own attorney)

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Multi state coverage offers you coverage in 47 states. The exceptions are New York, New Jersey, and Washington.

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Expert Witness coverage will provide an “expert witness” to testify on your behalf.

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Psychological support provides coverage for counseling sessions due to stress/trauma experienced from a self-defense incident.

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Bail Bond Reimbursement provides money for bail up to $100,000.

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Additional Associate Coverage extends coverage to a spouse or household partner at the limit of coverage selected. (Note: This endorsement provides a separate limit of liability)

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Gun replacement – We will replace your gun if taken after a self-defense incident.
  • BEAR FACT 1

    Increase in Crime

    In 2020, the murder rate rose by nearly 30%, the largest increase on
    record. There were about 21,500 murders, or 6.5 per 100,000 people.
    Aggravated assault, the most common form of violent crime, rose 12% in the United States.

  • BEAR FACT 2

    Home Invasions

    38% of assaults occur during home invasions. Over 2,000,000 homes will experience a break-in or burglary this year There are over 4,500 home burglaries per day in the United States.

  • BEAR FACT 3

    Police Response Time

    Police response times have slowed to an average of 10
    minutes, while 911 call centers are handling 240 million calls a year, leading
    to an overworked police force. Law abiding citizens are faced with the very real
    possibility of having to defend themselves more than ever before.

  • BEAR FACT 4

    Home/Umbrella Policies Will Not Defend You

    Home insurance typically excludes coverage for acts of self-defense.
    If you own a firearm, you need self-defense liability coverage details on availability, style, or even provide a review.

The primary benefit of joining Right To Bear, is that we provide legal defense for acts of self-defense that are generally not covered by homeowners/renters insurance policies.

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Unlimited Civil / Criminal Defense protection

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Expert Witness Included

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We offer additional coverages where you need them most. Including Additional Associate Defense, Bail Bond Coverage up to $100,000, Minor Children Defense, and Multi-State Defense.

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Spousal Coverage*

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Psychological Support

Major Benefits of Joining Right To Bear

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Right to Bear gives customers their choice of attorney.

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Right to Bear is NOT a reimbursement policy like many of our competitors. We pay everything UPFRONT.

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We offer UNLIMITED DEFENSE for both civil and criminal cases.

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Right to Bear offers several additional coverage options to ensure you are fully protected in an act of self-defense.

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Covers your defense and damages in a civil suit*

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Protects you for using your legally owned firearm, with or without a concealed carry permit*

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The best way to avoid a self-defense incident is to make sure your weapons are properly stored and handled, but additional coverage could be a financial lifesaver if the unthinkable were to happen.

Right to Bear provides self-defense liability protection to gun people by gun people. Home & Umbrella policies DO NOT provide self-defense liability.

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